Take-home pay calculator: Australia
Enter a gross annual salary to estimate income tax, Medicare levy and what you keep each month and week in Australia. It runs in your browser using the 2026–27 rules below.
Updated 2026-11-01 · Methodology
- Income tax
- A$17,520
- Medicare levy
- A$1,800
- Effective rate
- 21.5%
Net per year
A$70,680
Per month
A$5,890
Per week
A$1,359
Estimate only — not tax advice.
2026–27 income tax brackets
Taxable income (Australian resident)
| Band | Rate |
|---|---|
| A$0 – A$18,200 | 0% |
| A$18,200 – A$45,000 | 15% |
| A$45,000 – A$135,000 | 30% |
| A$135,000 – A$190,000 | 37% |
| Over A$190,000 | 45% |
- Tax-free threshold: A$18,200
- Low income tax offset: up to A$700, phasing out between A$37,500 and A$66,667
Medicare levy
- Medicare levy: 2% of taxable income; reduced for singles with taxable income between A$28,011 and A$35,013 and nil below
- Superannuation guarantee (12%) is paid by the employer on top of salary, so it is not deducted here
Example salaries
| Gross | Income tax | Contributions | Net / year | Net / month | Effective |
|---|---|---|---|---|---|
| A$50,000 | A$5,270 | A$1,000 | A$43,730 | A$3,644 | 12.5% |
| A$75,000 | A$13,020 | A$1,500 | A$60,480 | A$5,040 | 19.4% |
| A$100,000 | A$20,520 | A$2,000 | A$77,480 | A$6,457 | 22.5% |
| A$135,000 | A$31,020 | A$2,700 | A$101,280 | A$8,440 | 25.0% |
| A$200,000 | A$55,870 | A$4,000 | A$140,130 | A$11,678 | 29.9% |
Take-home on top-paying roles in Australia
National medians are Pay by Role estimates; net pay applies the rules above.
| Role | Median (est.) | Est. net / month |
|---|---|---|
| Dentist | A$253,000 | A$14,018 |
| Cloud Architect | A$202,000 | A$11,766 |
| Lawyer | A$188,000 | A$11,134 |
| School Principal | A$188,000 | A$11,134 |
| Product Manager | A$182,000 | A$10,829 |
| Data Scientist | A$168,000 | A$10,118 |
| Software Engineer | A$154,000 | A$9,406 |
| Pharmacist | A$154,000 | A$9,406 |
Assumptions
- Australian tax resident for the full year, claiming the tax-free threshold, no HELP debt.
- Has private hospital cover or earns below the Medicare levy surcharge threshold (no surcharge).
- Medicare low-income thresholds use the latest published (2025–26) figures until 2026–27 values are legislated; this only affects incomes below about A$35,000.
Sources (2026–27)
FAQ
How much is take-home pay on A$90,000 in Australia?
About A$70,680 a year (A$5,890 a month) under the 2026–27 rules, after A$17,520 of income tax and A$1,800 of Medicare levy. Effective rate: 21.5%. This is an estimate.
What does this calculator assume?
Australian tax resident for the full year, claiming the tax-free threshold, no HELP debt. Has private hospital cover or earns below the Medicare levy surcharge threshold (no surcharge). Medicare low-income thresholds use the latest published (2025–26) figures until 2026–27 values are legislated; this only affects incomes below about A$35,000.
Is this tax advice?
No. It is an estimate from published rates for a typical employee. Your payslip can differ because of other income, credits, reliefs or employer schemes. Check with the tax authority or a qualified adviser.
Related
Not tax advice. Figures are estimates for a single employee with salary income only, based on the published 2026–27 rules. See our methodology.