Take-home pay calculators
Pick a country to turn a gross salary into net annual, monthly and weekly pay, using that country's published rates for the current tax year.
Updated 2026-11-01 · Methodology
| Country | Tax year | Example gross | Effective rate (est.) |
|---|---|---|---|
| United States | 2026 | US$75,000 | 17.9% |
| United Kingdom | 2026–27 | £40,000 | 19.2% |
| Ireland | 2026 | €50,000 | 20.7% |
| Australia | 2026–27 | A$90,000 | 21.5% |
| New Zealand | 2026–27 | NZ$75,000 | 21.4% |
| Singapore | 2026 income (YA 2027) | S$72,000 | 22.4% |
| Hong Kong | 2026/27 | HK$420,000 | 10.4% |
| United Arab Emirates | 2026 | AED 240,000 | 0.0% |
| India | FY 2026–27 (AY 2027–28) | ₹12,00,000 | 1.8% |
| Philippines | 2026 | ₱600,000 | 13.8% |
The same salary, 10 tax systems
Each row is a gross salary worth US$60,000 at the exchange rate used in this build, run through that country's calculator. The total deduction rate runs from 0.0% in United Arab Emirates to 25.8% in India. Countries that fund healthcare or pensions through payroll contributions sit higher than ones that fund them in other ways, so a lower rate is not automatically better value.
| Country | Gross | Net a year | Net a month | Deducted |
|---|---|---|---|---|
| United Arab Emirates | AED 220,400 | AED 220,400 | AED 18,367 | 0.0% |
| Hong Kong | HK$470,700 | HK$418,391 | HK$34,866 | 11.1% |
| United States | US$60,000 | US$50,390 | US$4,199 | 16.0% |
| United Kingdom | £44,800 | £35,776 | £2,981 | 20.1% |
| Australia | A$85,300 | A$67,484 | A$5,624 | 20.9% |
| Ireland | €53,700 | €41,601 | €3,467 | 22.5% |
| Singapore | S$76,700 | S$59,385 | S$4,949 | 22.6% |
| Philippines | ₱3,822,300 | ₱2,862,730 | ₱238,561 | 25.1% |
| New Zealand | NZ$106,500 | NZ$79,614 | NZ$6,634 | 25.2% |
| India | ₹57,03,000 | ₹42,30,350 | ₹3,52,529 | 25.8% |
What each calculator deducts
United States · 2026
Federal income tax on taxable income (after the US$16,100 standard deduction), plus social security & medicare (fica).
Sources: IRS Rev. Proc. 2025-32 (2026 brackets and standard deduction); IRS Topic 751: Social Security and Medicare withholding; SSA 2026 wage base
United Kingdom · 2026–27
Income Tax on gross income (with the full £12,570 Personal Allowance), plus national insurance.
Sources: GOV.UK Income Tax rates and Personal Allowances; GOV.UK Rates and thresholds for employers 2026 to 2027
Ireland · 2026
Income tax (PAYE) on gross income (single person), plus usc & prsi.
Sources: Revenue: Tax rates, bands and reliefs 2026; Revenue: Standard rates and thresholds of USC; Citizens Information: PRSI
Australia · 2026–27
Income tax on taxable income (Australian resident), plus medicare levy.
Sources: ATO: Tax rates – Australian residents; ATO: Medicare levy reduction for low-income earners; ATO: Low income tax offset
New Zealand · 2026–27
Income tax (PAYE) on taxable income, plus acc earners' levy.
Sources: Inland Revenue: Tax rates for individuals; Inland Revenue: ACC earners' levy rates
Singapore · 2026 income (YA 2027)
Income tax on chargeable income (after CPF relief and earned income relief), plus cpf (employee share).
Sources: IRAS: Individual income tax rates; CPF Board: Contribution rates from 1 Jan 2026
Hong Kong · 2026/27
Salaries tax on net chargeable income (after the HK$145,000 basic allowance), plus mpf (employee share).
Sources: GovHK: Tax rates of salaries tax; IRD: FAQ on 2026-27 Budget tax measures; MPFA: Mandatory contributions
United Arab Emirates · 2026
Personal income tax on employment income, plus social contributions.
Sources: UAE Ministry of Finance: Taxation; GPSSA: Contributions
India · FY 2026–27 (AY 2027–28)
Income tax incl. cess on taxable income (after the ₹75,000 standard deduction), plus epf (employee share).
Sources: Income Tax Department: Salaried individuals; Finance Bill 2026; EPFO: Contribution rates
Philippines · 2026
Income tax (TRAIN) on taxable compensation (after contributions and exempt 13th-month pay), plus sss, philhealth & pag-ibig.
Sources: BIR: Income tax rates (TRAIN, 2023 onwards); SSS contribution table; PhilHealth premium contribution
For a rough figure in other countries, use the simplified tax calculator. See also comparing take-home pay across countries.
Which countries have a take-home pay calculator?
Countries whose rules we could check against at least two worked examples. Others are left out rather than guessed.
Is this tax advice?
No. Results are estimates for a single employee with salary income only.
Not tax advice. All figures are estimates.