Software Engineer Salary in Chicago, IL
The average software engineer in Chicago, IL earns $150,000 per year — about $10,400 /mo after a simplified national tax estimate. Software engineers design, build, and maintain the applications and systems that power modern businesses.
Showing amounts in USD (USD default). FX as of Mon, 13 Jul 2026 00:02:31 +0000. Convert currencies
After tax?
$125,266/yr
~16% effective national income tax on the median. Excludes most payroll/social levies and local taxes.
Open prefilled calculator →Afford rent?
$1,650/mo 1BR
About 16% of estimated take-home — ~$6,940 leftover /mo after modeled costs. Modeled, not a listing.
Cost of living calculator →Compared with…?
% vs Chicago median (FX-adjusted abroad).
Gross salary figures come from public labour-market data. Take-home, rent, savings, inflation, and trends are simplified models for research — not payroll, listings, or immigration advice. Methodology.
Software Engineer salary range in Chicago
Pay varies with experience, employer, and specialization. Here is the typical distribution for this role in Chicago, IL.
| Percentile | Annual salary | Distribution |
|---|---|---|
| 10th percentile (entry) | $97,000 | |
| 25th percentile | $119,000 | |
| Median (50th)typical | $150,000 | |
| 75th percentile | $189,000 | |
| 90th percentile (senior) | $232,000 |
How does your salary compare?
Enter what you earn (or an offer) to see where it ranks for a software engineer in Chicago, IL.
$150,000 puts you in the 50th percentile. You earn more than about 50% of software engineers in Chicago, IL. That’s right around the typical pay for this role.
Salary insights
A typical software engineer in Chicago, IL earns about $150,000 a year and pays about 10% above the United States average. Living costs sit near the global baseline (COL index 100). After a simplified tax estimate, typical rent, and everyday costs, a median earner might keep around $6,940 per month. Relative to the national median (a common remote/location-flexible benchmark), this city pays more by about 10%. An illustrative model tied to local inflation and the role’s outlook suggests pay has risen about 26% over the last few years. Treat every figure as an estimate for research — not a personal offer or immigration advice.
Data-grounded summary from this page’s pay, COL, tax, and trend models — not a generative essay unrelated to the figures.
Cost of living, rent & savings
Chicago’s cost of living is 100 vs. a baseline of 100 (US national average). After adjusting for local prices, the median software engineer salary is worth about $150,000 in baseline-priced terms.
- Est. rent (1BR)
- $1,650/mo
- Other living costs
- $1,850/mo
- Savings potential
- $6,940/mo after tax & costs
Rent and leftover use a COL-scaled single-adult model and the same simplified tax estimate as above (US federal income tax only (single filer, TY2026 brackets); excludes state tax, FICA, and credits.). Adjust assumptions in the COL calculator.
Inflation
Approximate recent consumer-price inflation in United States is about 4.2% per year. Use the inflation calculator to adjust a past salary or offer for purchasing power.
Remote equivalent
The United States national median for this role is about $136,000— a common benchmark for remote or location-flexible offers. Local Chicago pay is 10% higher.
Historical trend
Illustrative median pay over the last few years — about +26% across the window.
Illustrative model based on approximate inflation and the role’s long-term outlook — not a surveyed year-by-year history.
Visa information
H-1B / employment-based green card
Most skilled foreign hires enter via employer-sponsored H-1B (lottery-capped) or specialty routes; permanent residence usually follows an employment-based petition.
Difficulty for typical skilled hires: selective. General orientation only — confirm on the official United States immigration site before relocating or accepting an offer.
Compare Software Engineer pay
See how a software engineer stacks up against similar technology roles in United States.
What’s your take-home?
Calculator opens with this page’s median ($150,000) and United States tax model — tweak hours, period, or offer amount.
Software Engineer salary in other United States cities
Same role, different city — % gap is vs Chicago.
| City | Median | vs Chicago | Monthly |
|---|---|---|---|
| Washington DC, DC | $195,000/yr | +30% | $16,300/mo |
| San Diego, CA | $160,000/yr | +7% | $13,300/mo |
| Los Angeles, CA | $145,000/yr | -3% | $12,100/mo |
| Philadelphia, PA | $144,000/yr | -4% | $12,000/mo |
| Dallas, TX | $139,000/yr | -7% | $11,600/mo |
| Phoenix, AZ | $138,000/yr | -8% | $11,500/mo |
| The Bronx, NY | $136,000/yr | -9% | $11,300/mo |
| Jacksonville, FL | $136,000/yr | -9% | $11,300/mo |
Software Engineer salary in other countries
Capital/largest city sample for each market. % gap converts foreign medians into USD before comparing with Chicago.
| Country | Local median | vs Chicago |
|---|---|---|
| $15,400/yr | -90% | |
| $17,698/yr | -88% | |
| $21,480/yr | -86% | |
| $20,357/yr | -86% | |
| $27,457/yr | -82% | |
| $29,034/yr | -81% | |
| $31,497/yr | -79% | |
| $34,900/yr | -77% | |
| $36,287/yr | -76% | |
| $37,348/yr | -75% |
Related Technology jobs in Chicago
Job openings & next moves
SponsoredBrowse live job openings for this role, or close the skills gap that separates the median from the top percentiles.
Related resources
Calculators and comparisons to dig into take-home pay, living costs, and period conversions.
- Take-home pay calculatorEstimate net pay after income tax and convert pay periods.Open→
- Cost of living calculatorCompare what a salary is worth across cities and price levels.Open→
- Salary comparisonStack two roles head-to-head in the same country.Open→
- Tax calculatorSee a simplified income-tax estimate by country.Open→
- Inflation calculatorAdjust a past salary or price for cumulative inflation.Open→
- Hourly wage calculatorConvert hourly wages to weekly, monthly, and annual pay.Open→
- Annual salary calculatorBreak an annual salary into monthly, weekly, and hourly pay.Open→
Frequently asked questions
- What is the average software engineer salary in Chicago, IL?
- The average software engineer salary in Chicago, IL is about $150,000 per year, or roughly $72.00 per hour.
- What is the salary range for a software engineer in Chicago, IL?
- Most software engineer salaries in Chicago, IL fall between $97,000 (entry level) and $232,000 (senior level). The 25th–75th percentile band is $119,000 to $189,000.
- How much does a software engineer make per month in Chicago, IL?
- A typical software engineer in Chicago, IL earns about $12,500 per month before tax, based on the annual median of $150,000.
- How does Chicago, IL pay compare to the United States average?
- Chicago, IL pays about 10% above the United States average for a software engineer.
- What is the cost-of-living-adjusted software engineer salary in Chicago, IL?
- After adjusting for local prices (cost-of-living index 100, where 100 is the US baseline), the median software engineer salary in Chicago, IL is worth roughly $150,000 in US-baseline terms.
- What skills do software engineers need?
- Common skills for a software engineer include JavaScript, Python, System design, Git, Cloud platforms. Actual requirements vary by employer and seniority.
- Is software engineer a growing career?
- Employment for software engineer roles is projected to change by about +17% over the next decade. Local demand in Chicago, IL can differ from the national outlook.
- What is take-home pay for a software engineer in Chicago, IL?
- A simplified national income-tax estimate puts median take-home near $125,266 per year (about $10,400 per month), or roughly 16% effective tax on the gross median. Real net pay varies with local taxes, benefits, and filing status.
- How much rent might a software engineer pay in Chicago, IL?
- A modeled modest 1-bedroom runs about $1,650 per month in Chicago, IL, scaled from a US baseline by the local cost-of-living index (100). Actual listings vary by neighborhood and size.
- Where do these Chicago, IL salary figures come from?
- Figures on Pay by Role are aggregated from public labour-market salary APIs, shown in USD, and refreshed periodically. They are estimates for informational purposes only and are not a guarantee of individual pay.